Terms of Service

Agreement

By creating an account or using the Silly Cousins application ("the Service"), you agree to these Terms of Service. If you do not agree, do not use the Service.

The Service is operated by Andrew Broadstone. Questions can be directed to legal@sillycousins.com.

What the Service is

Silly Cousins is a personal convenience tool for co-owners of shared vacation properties. It helps you track shared expenses, manage a group calendar, store documents, and coordinate with co-owners. It is not a financial, legal, accounting, or professional service of any kind.

Nothing in the Service constitutes financial, legal, tax, or investment advice. You are responsible for independently verifying any information before relying on it for any purpose.

Calculations and financial figures

The Service performs and displays calculations such as expense splits, ownership shares, balances, and amounts owed between co-owners. These figures are provided for convenience only, may contain errors or omissions, and are not a substitute for your own records or professional advice. You are solely responsible for independently reviewing and verifying all calculations, balances, and figures before relying on or acting on them.

To the maximum extent permitted by law, we are not responsible or liable for any miscalculation, error, omission, financial loss, or dispute between you and any co-owner arising from your use of, or reliance on, any figure produced or displayed by the Service.

Your responsibilities and legal compliance

You are solely responsible for ensuring that your use of the Service, and any arrangement you enter into with your co-owners, complies with all laws, regulations, tax obligations, and rules that apply to you — including those of your local jurisdiction, your homeowners or condominium association, your lender, and your insurer.

The Service is a convenience tool. It does not purport to know, and has no obligation to determine, what is lawful, permitted, or appropriate in your circumstances. Any tax, legal, or other consequences of how you and your co-owners share expenses, ownership, or use of a property are your responsibility alone. We are not liable for your failure, or any co-owner's failure, to comply with any applicable law, rule, or obligation.

Your account

You are responsible for maintaining the security of your account and for all activity that occurs under it. You must provide accurate information when creating your account. You may not share your account with others or use another person's account without permission.

Access to the Service is by invitation only. You may not create an account without a valid invitation.

Your content

You retain ownership of any data, files, or content you upload to the Service. By uploading content, you grant us a limited license to store and process it solely for the purpose of providing the Service to you.

You are responsible for ensuring that content you upload does not violate any applicable law or the rights of any third party.

Acceptable use

You agree not to:

• Use the Service for any unlawful purpose.
• Attempt to gain unauthorized access to any part of the Service or its infrastructure.
• Upload malicious code, viruses, or harmful content.
• Interfere with the operation of the Service or other users' access to it.
• Reverse engineer or attempt to extract the source code of the Service.

Disclaimer of warranties

The Service is provided "as is" and "as available", without warranty of any kind, express or implied. We make no guarantees that the Service will be uninterrupted, error-free, or free of harmful components. We make no guarantees about the accuracy or completeness of any data stored in or generated by the Service, including outputs from AI features.

To the maximum extent permitted by applicable law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of liability

To the fullest extent permitted by law, Andrew Broadstone shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of data, loss of revenue, or financial loss, arising from your use of or inability to use the Service, even if advised of the possibility of such damages.

Our total liability to you for any claim arising from use of the Service shall not exceed the amount you paid for the Service in the twelve months preceding the claim, or $100, whichever is greater.

Indemnification

You agree to indemnify, defend, and hold harmless the operator of the Service and its affiliates, successors, and assigns from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to: (a) your use of the Service; (b) the content or information you enter; (c) your violation of these Terms or of any applicable law, rule, or obligation; or (d) any dispute between you and a co-owner or any other third party. We may assume the exclusive defense of any matter subject to indemnification by you, in which case you agree to cooperate with us.

Termination

We may suspend, terminate, or permanently block your access to the Service at any time, with or without notice, for any reason or no reason, in our sole discretion — including if we believe you have misused the Service, violated these Terms, or acted in a way that could harm other users, us, or the Service. We may also remove or disable any content associated with your account.

You may stop using the Service at any time and delete your account from within the app (Settings → Account → Delete account) or by emailing legal@sillycousins.com.

To the maximum extent permitted by law, we are not liable to you or to any third party for any suspension, termination, or blocking of your access to the Service.

Changes to these terms

We may update these Terms from time to time. The date at the top of this page reflects the most recent revision. Continued use of the Service after changes constitutes acceptance of the updated Terms.

Assignment

We may assign or transfer our rights and obligations under these Terms, in whole or in part, to any affiliate, successor, or acquiring entity at any time without notice to you. You may not assign or transfer your rights under these Terms without our prior written consent.

Governing law

These Terms are governed by the laws of the Commonwealth of Massachusetts, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Massachusetts.

Severability and entire agreement

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or removed to the minimum extent necessary, and the remaining provisions will remain in full force and effect. Our failure to enforce any right or provision of these Terms will not be considered a waiver of that right.

These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding the Service and supersede any prior agreements or understandings.

Contact

Questions about these Terms? Email legal@sillycousins.com. For privacy-related questions, see our Privacy Policy.